WHAT BORROWERS GET
A System Designed to Help You Get Approved
Borrowers don’t need sales pitches — they need clarity.
Sentinel gives you:
• Clear requirements before you start
• A checklist of documents lenders expect
• Contractor verified scopes and timelines
• Realistic cost to complete logic
• A clean, lender aligned file that moves through underwriting faster
We don’t “shop” deals.
We engineer them.
BORROWER REQUIREMENTS
What You Need Before Starting a Deal
1. Experience & Track Record
• Prior projects (if applicable)
• Realistic alignment between your experience and the project scope
2. Financial Readiness
• Liquidity and reserves
• Down payment or equity position
• Ability to support the project timeline
3. Contractor Alignment
• Licensed contractor
• Verified scope of work
• Realistic timeline and budget
4. Deal Documentation
• Purchase contract or refi details
• Property photos
• Preliminary scope
• Any existing bids or estimates
HOW SENTINEL HELPS YOU
We Package Your Deal the Way Lenders Want to See It
Borrowers often lose time because files are:
• incomplete
• unrealistic
• poorly structured
• missing contractor verification
• missing comps or ARV logic
Sentinel solves that by:
• validating your contractor
• verifying your scope
• aligning your timeline with lender expectations
• modeling DSCR, LTC, ARV, and exit logic
• packaging everything into a clean, lender ready file
This reduces friction, speeds up underwriting, and increases your chance of approval.
THE BORROWER PROCESS
Our 5 Step Borrower Workflow
1. Intake
You submit deal details, documents, and contractor info.
2. Screening
We validate borrower readiness, contractor alignment, and deal feasibility.
3. Underwriting
We engineer DSCR, LTC, ARV, comps, and risk tiers.
4. Packaging
We build a clean, lender ready file with contractor verified data.
5. Submission
Your deal is presented to lenders with clarity and discipline.
WHAT BORROWERS SHOULD EXPECT
Speed Comes From Preparation
We move quickly when:
• documents are complete
• contractor information is accurate
• scope and timeline are realistic
• borrower expectations match lender standards
We don’t cut corners.
We don’t inflate numbers.
We don’t present deals that aren’t ready.
This protects you — and your lender.